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You are viewing rates from banks across Mountain Brook
Below are the best three-month CD Rates from banks in Mountain Brook, Alabama . Three-month CD rates are generally the shortest term offered by banks and come with the lowest interest rates. You may want to consider opening a 3-month CD if they the rates are comparable to a savings and money market account, you don’t need the money for the time period, and you feel that savings rates will drop.
Mountain Brook, AL - August 2, 2025
CD National Average : 2.21% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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5.09% |
$500 |
- |
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Rate History: 1.00% → 3.55% → 5.09% |
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4.50% |
$500 |
- |
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SadSack | Dec 2, 2022 No such limits as referred to by Jonathan. Perfectly Happy with service and keep adjusting the rate! Read More |
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4.50% |
$500 |
- |
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4.00% |
$1,000 |
- |
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Rate History: 5.00% → 4.50% → 4.25% → 4.00% |
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MLB | Aug 29, 2019 Since Hancock Bank merged with Whitney Bank, it’s no longer the local bank it once was. Fees, gotcha gimmicks, underhanded surprises... It’s nothing more than another big, ugly, corporate bank looking ... Read More |
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3.04% |
$1,000 |
- |
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Rate History: 3.00% → 3.04% → 4.07% → 3.04% |
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2.50% |
$500 |
- |
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Rate History: 3.00% → 2.75% → 2.50% |
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Jabbroadway42 | Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More |
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2.27% |
$50,000 |
- |
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Geoffrey Christopher 1 | Nov 12, 2023 Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More |
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2.01% |
$25,000 |
- |
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Rate History: 2.50% → 4.50% → 2.50% → 2.00% → 2.01% |
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Thy King | Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More |
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0.50% |
$1,000 |
- |
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Rate History: 1.00% → 0.50% |
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0.20% |
$1,000 |
- |
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wertlkgt | Mar 28, 2022 Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More |
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0.03% |
$25,000 |
- |
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GAM | May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More |
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| Branch | Street | City | State |
|---|---|---|---|
|
EvaBank Evabank Branch |
4113 Eva Road | Eva | AL |
|
Valley National Bank Alexander Aliant Branch |
200 Aliant Parkway | Alexander City | AL |
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Regions Bank Arab 1199 Brindlee Mountain Pkwy Bra Branch |
1199 N. Brindlee Mountain Parkway | Arab | AL |
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Hancock Whitney Bank Main Stret - Prattville Branch |
124 West Main Street | Prattville | AL |
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Bank Independent Moulton Branch |
15259 Court Street | Moulton | AL |
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Woodforest National Bank 8049 Birmingham Branch |
1600 Mont Claire Road | Birmingham | AL |
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Finworth, a division of InsBank Geneva Branch |
515 South Commerce Street | Geneva | AL |
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Wells Fargo Bank, National Association Downtown Branch |
15 Jefferson Street | Alexander City | AL |
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Farmers and Merchants Bank Farmers And Merchants Bank Branch |
112 East Ladiga Street | Piedmont | AL |
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PNC Bank, National Association First Citizens Bank Branch |
409 East Battle Street | Talladega | AL |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
3 Month Certificates of Deposit offered by local banks are often the shortest term offered. Three month certificates of deposit rates underperform the returns on savings and money market accounts and have for some time. As a result, savers may find savings and money market accounts to offer a higher yield and more flexibility than a three year CD.
Any certificate of deposit will bear substantial penalties for early withdrawal, if it is even allowed. As a result of the penalty, depositors who might need to withdraw from short term CDs early will ordinary lose some of their principal. Under no circumstances should depositors open a 3 month CD if they think that there is any chance that they will need to access the money in less than 3 months.
While online banks often offer better rates on short term CDs, local banks are provide the convenience of walking into a branch to open a CD, deposit funds, or withdraw the CD when it matures. In addition, a CD is often an entree into a broader relationship with a financial institution which may become important if the depositor wishes to borrow money.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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